Stamp Duty In Gujarat 2025 – Everything You Need To Know
Published by: Team Gujreraexperts | Updated: July 2025
Stamp duty is a mandatory tax on certain legal documents that makes them enforceable in the eyes of law. In Gujarat, stamp duty applies to various property-related transactions such as sale deeds, gift transfers, rent agreements, and mortgage deeds. This article offers a complete and updated guide on stamp duty and registration charges in Gujarat (2025), including rates, female buyer benefits, and FAQs.
What is Stamp Duty?
Stamp duty is a state-level tax payable on the execution of specified legal documents. It provides legal recognition to transactions involving property, loans, business, and personal declarations.
The rates differ based on: – The nature of the document (sale, gift, mortgage, rent, etc.) – Property type and location – The buyer’s category (individual, woman, joint holder)
Stamp Duty & Registration Charges on Sale of Immovable Property including Land.
| Property Type | Stamp Duty | Registration Charges |
|---|---|---|
| Residential | 4.9% + 40% Surcharge | 1% of property value |
| Commercial Property | 4.9% + 40% Surcharge | 1% of property value |
Total Cost = Stamp Duty (+ 40% Surcharge) + Registration Charges
Benefit for Single Women Buyers
There is a common misconception that women get reduced stamp duty in Gujarat.
Here’s the accurate position:
Here’s the accurate position:
- Stamp Duty: Remains the same at 4.9% for all, including women.
- Registration Fee Waiver: 1% registration fee is waived for single women buyers only.
- ❌ Not applicable in joint ownership with a male.
Buyer Comparison Table:
| Buyer Type | Stamp Duty | Registration Charges |
|---|---|---|
| Single Male | 4.9% + 40% Surcharge | 1% |
| Single Female | 4.9% + 40% Surcharge | 0% |
| Joint (Male + Female) | 4.9% + 40% Surcharge | 1% |
How to Calculate Stamp Duty
Example:
- Property Value = ₹ 50,00,000/-
- Buyer = Single Woman
- Stamp Duty = ₹2,45,000 (4.9%) + 40% = ₹3,43,000
- Registration = Waived (0%)
- Total Cost = ₹3,43,000
Stamp Duty for Different Transactions
| Transaction Type | Stamp Duty Rate | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sale of Residential/Commercial Property | 4.9% of property value | ||||||||||||||
| Gift Deed | 4.9% of property value | ||||||||||||||
| Mortgage Deed |
Additionally 40% surcharge on Stamp Duty Amount. |
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| Rent Agreement for Residential Property |
Additionally 40% surcharge on Stamp Duty Amount. |
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| Rent Agreement for Commercial Property |
Additionally 40% surcharge on Stamp Duty Amount. |
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| LLP Agreement | 1% of the total capital (Maximum 10,000) | ||||||||||||||
| Share Certificate | For Physical Share Certificate: ₹1 per ₹1,000 of share value Demat: 0.005% of the Market value of shares |
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| General Affidavit | ₹100 (From 10th April, 2025.) |
How to Pay Stamp Duty in Gujarat
- Visit the official Gujarat Government E-Stamping Portal
- Fill in document details and generate challan
- Make payment online or through authorized centers
- Attach the receipt during document registration
Frequently Asked Questions (FAQs)
4.9% for all types of immovable property (residential and commercial) and additionally 40% surcharge on Stamp Duty Amount.
Yes, 1% registration charge is waived but only if the buyer is a single woman.
❌ No, it is not applicable if co-owned with a male. It may apply in joint female names, case-by-case.
1% of property value (unless waived for single women).
4.9% of Property Value.
In certain situations, yes — check with the local registrar.
2% per month on the deficient/difference of stamp duty amount if applied suo motto by self but if the department takes action then 3% per month.
Yes, via the Gujarat Government’s e-Stamping portal.
Final Words
Stamp duty compliance is a key step in any property transaction. Knowing the exact rates and benefits especially for women and special cases like gift or mortgage can help you save costs and avoid legal delays.
For professional help in drafting, calculations, registration, or e-filing — reach out to Team Gujreraexperts today.
Expertly curated by Team Gujreraexperts – Legal & Compliance Partners for Gujarat’s Real Estate Sector.
